/* The existing Vantage Point palette, with a quieter layout for long-form reading. */
:root{--ink:#2c3235;--ink-soft:#495155;--muted:#667078;--line:#e3e8ed;--bg:#fff;--bg-alt:#f5f7fa;--accent:#2e75b6;--accent-dark:#235d92;--radius:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:160px}
body{font-family:"Segoe UI",system-ui,-apple-system,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--accent);text-decoration:none;text-underline-offset:4px}
a:hover{text-decoration:underline}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #2e75b6;outline-offset:5px;border-radius:4px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
nav.site-nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:72px;gap:24px}
.nav-logo img{height:38px;width:auto}
.nav-links{display:flex;gap:18px;align-items:center;list-style:none}
.nav-links a{color:var(--ink-soft);font-size:14px;font-weight:600;white-space:nowrap}
.nav-links a.active{color:var(--accent)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 22px;border-radius:8px;font-weight:700;font-size:15px;border:2px solid transparent}
.btn-primary{background:var(--accent);color:#fff!important}
.btn-primary:hover{background:var(--accent-dark);text-decoration:none}
.btn-sm{padding:9px 18px;font-size:14px}
.nav-toggle{display:none;background:none;border:none;font-size:26px;color:var(--ink);cursor:pointer;padding:4px}
.skip-link{position:absolute;left:24px;top:-100px;padding:10px 16px;background:#fff;z-index:100;border:2px solid var(--accent)}
.skip-link:focus{top:8px}
.policy-hero{background:linear-gradient(140deg,#f5f8fb,#edf3f8);border-bottom:1px solid var(--line);padding:46px 0 48px;position:relative}
.policy-hero::after{content:"";position:absolute;left:0;bottom:0;width:100%;height:3px;background:linear-gradient(90deg,var(--accent),#a1c5e1 65%,transparent)}
.crumb{display:flex;align-items:center;gap:9px;flex-wrap:wrap;font-size:12px;color:var(--muted);margin-bottom:30px}
.crumb a{color:var(--ink-soft)}
.eyebrow{font-size:11px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--accent);margin-bottom:12px}
.policy-hero h1{font-size:clamp(30px,4.4vw,48px);line-height:1.14;letter-spacing:-.025em;font-weight:750;margin-bottom:16px;max-width:850px}
.hero-sub{font-size:17px;color:var(--ink-soft);max-width:720px;line-height:1.75}
.policy-meta{display:flex;gap:10px 20px;flex-wrap:wrap;font-size:12px;color:var(--muted);margin-top:24px}
.policy-meta span{display:flex;align-items:center;gap:7px}
.policy-meta svg{width:14px;height:14px;stroke:var(--accent);fill:none;stroke-width:1.6}
.policy-tabs{position:sticky;top:72px;z-index:30;border-bottom:1px solid var(--line);background:#fff}
.policy-tabs .wrap{display:flex;gap:24px;overflow-x:auto;scrollbar-width:thin;white-space:nowrap}
.policy-tabs a{padding:17px 0 14px;display:block;color:var(--muted);font-size:13px;font-weight:650;border-bottom:3px solid transparent}
.policy-tabs a[aria-current="page"]{color:var(--accent);border-color:var(--accent)}
.policy-tabs a:hover{text-decoration:none;color:var(--ink)}
.hub-intro{display:flex;justify-content:space-between;align-items:flex-start;gap:40px;padding-top:44px}
.hub-intro h2{font-size:22px;line-height:1.35;letter-spacing:-.02em;margin-bottom:9px}
.hub-intro p{color:var(--muted);font-size:14px;max-width:580px}
.hub-intro .label{display:inline-flex;align-items:center;gap:8px;color:var(--accent);background:#eaf3fa;padding:8px 13px;border-radius:8px;font-size:12px;white-space:nowrap;font-weight:650}
.hub-intro .label::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent)}
.policy-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:26px}
.policy-card{color:var(--ink);border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;align-items:flex-start;position:relative;transition:border-color .2s,box-shadow .2s,transform .2s;background:#fff}
.policy-card:hover{text-decoration:none;border-color:#9abfdf;box-shadow:0 8px 28px rgba(44,50,53,.07);transform:translateY(-2px)}
.policy-card-top{display:flex;justify-content:space-between;align-items:center;width:100%;margin-bottom:22px}
.policy-icon{display:grid;place-items:center;width:40px;height:40px;border-radius:10px;background:#eaf2f9;color:var(--accent)}
.policy-icon svg{height:23px;width:23px;fill:none;stroke:currentColor;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
.policy-number{font-size:11px;color:#7c8790;font-weight:700;letter-spacing:.1em}
.policy-card h3{font-size:20px;line-height:1.4;letter-spacing:-.01em;margin-bottom:9px}
.policy-card p{font-size:14px;color:var(--muted);margin-bottom:22px;max-width:390px}
.policy-card .read{margin-top:auto;font-weight:650;font-size:13px;color:var(--accent);display:flex;align-items:center;gap:9px}
.policy-card .read svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:1.7}
.policy-card:last-child{grid-column:1/-1;display:grid;grid-template-columns:60px 1fr auto;align-items:center;gap:12px 24px;padding:24px 28px}
.policy-card:last-child .policy-card-top{margin:0}.policy-card:last-child .policy-number{display:none}
.policy-card:last-child p{margin:0;max-width:none}.policy-card:last-child .read{margin:0}
.policy-help{margin:30px 0 52px;border:1px solid #d4e4f0;border-radius:12px;background:#f4f8fc;padding:23px 26px;display:flex;gap:20px;justify-content:space-between;align-items:center}
.policy-help h2{font-size:17px;margin-bottom:5px}.policy-help p{color:var(--muted);font-size:13px;max-width:590px}
.policy-email{font-weight:650;font-size:17px;overflow-wrap:anywhere}
.policy-content{display:grid;grid-template-columns:224px minmax(0,1fr);gap:54px;padding-top:40px;padding-bottom:60px;align-items:start}
.policy-sidebar{position:sticky;top:160px}
.policy-sidebar details{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff}
.policy-sidebar summary{font-weight:700;font-size:12px;letter-spacing:.04em;padding:17px 18px;border-bottom:1px solid var(--line);list-style:none;cursor:default}
.policy-sidebar summary::-webkit-details-marker{display:none}
.policy-sidebar ol{list-style:none;padding:11px 10px 14px;counter-reset:toc}
.policy-sidebar li{counter-increment:toc}
.policy-sidebar li a{display:flex;gap:8px;align-items:baseline;padding:7px 8px;font-size:12px;line-height:1.55;color:var(--muted);border-radius:5px}
.policy-sidebar li a::before{content:counter(toc,decimal-leading-zero);font-size:10px;color:#7d8e9d;flex:0 0 18px}
.policy-sidebar li a:hover{color:var(--accent);background:#f1f6fa;text-decoration:none}
.sidebar-contact{margin-top:18px;font-size:12px;color:var(--muted);line-height:1.7}
.sidebar-contact a{display:block;margin-top:4px;font-size:12px;font-weight:650;overflow-wrap:anywhere}
.policy-summary{border:1px solid #d7e5f1;border-left:3px solid var(--accent);border-radius:10px;padding:22px 25px;background:#f5f9fc;margin-bottom:34px}
.policy-summary h2{font-size:15px;margin-bottom:12px}.policy-summary ul{list-style:none;display:grid;gap:8px}
.policy-summary li{font-size:13px;color:var(--ink-soft);display:flex;gap:10px}.policy-summary li::before{content:"\2713";color:var(--accent);font-weight:700}
.policy-article section{padding:0 0 28px;margin-bottom:28px;border-bottom:1px solid var(--line);scroll-margin-top:16px}
.policy-article section:last-of-type{border-bottom:0;margin-bottom:0}
.policy-article section h2{font-size:20px;line-height:1.45;letter-spacing:-.015em;margin-bottom:13px;display:flex;gap:11px}
.section-number{color:var(--accent);font-size:11px;letter-spacing:.06em;padding-top:7px;flex-shrink:0;font-weight:700}
.policy-article section p,.policy-article section li{font-size:14px;line-height:1.85;color:var(--ink-soft)}
.policy-article section p+p,.policy-article section ul+p{margin-top:13px}
.policy-article section ul{padding-left:20px;margin:12px 0}.policy-article section li+li{margin-top:7px}
.policy-article section li::marker{color:var(--accent)}
.policy-next{padding:22px;border:1px solid var(--line);border-radius:10px;display:flex;justify-content:space-between;gap:16px;align-items:center;background:#fafbfd}
.policy-next small{display:block;color:var(--muted);font-size:11px;margin-bottom:4px}.policy-next strong{font-size:15px}.policy-next a{font-size:13px;font-weight:650}
footer{background:var(--ink);color:#b9c1cf;padding:40px 0;font-size:13px}
.foot-grid{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap;align-items:flex-start}
.foot-grid img{height:30px;width:auto;opacity:.9;margin-bottom:14px}
.foot-links{list-style:none;display:flex;gap:15px 20px;flex-wrap:wrap;max-width:480px}
.foot-links a{color:#d0d7e1;font-weight:600;font-size:12px}.foot-links a:hover{color:#fff}
.foot-reg{margin-top:18px;color:#aeb8c6;font-size:11px}
@media(max-width:1120px){.nav-links{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;padding:20px 24px;border-bottom:1px solid var(--line);gap:16px}.nav-links.open{display:flex}.nav-toggle{display:block}.policy-content{gap:32px;grid-template-columns:205px minmax(0,1fr)}}
@media(max-width:760px){html{scroll-padding-top:145px}.wrap{padding:0 20px}.policy-hero{padding:28px 0 32px}.crumb{margin-bottom:24px}.hero-sub{font-size:15px}.policy-tabs .wrap{gap:20px}.policy-tabs a{font-size:12px}.hub-intro{padding-top:30px;display:block}.hub-intro .label{margin-top:16px}.policy-grid{grid-template-columns:1fr;gap:14px}.policy-card{padding:22px}.policy-card:last-child{display:flex;align-items:flex-start;gap:0;padding:22px}.policy-card:last-child .policy-card-top{margin-bottom:22px}.policy-card:last-child p{margin-bottom:22px}.policy-card:last-child .policy-number{display:block}.policy-help{display:block;padding:22px}.policy-help .policy-email{display:inline-block;margin-top:12px;font-size:15px}.policy-content{display:block;padding-top:26px}.policy-sidebar{position:static;margin-bottom:26px}.policy-sidebar summary{cursor:pointer;display:flex;justify-content:space-between}.policy-sidebar summary::after{content:"+";font-size:16px}.policy-sidebar details[open] summary::after{content:"\2212"}.policy-sidebar .sidebar-contact{display:none}.policy-summary{padding:19px}.policy-article section h2{font-size:19px}.policy-next{align-items:flex-start;flex-direction:column}.foot-grid{display:block}.foot-links{margin-top:26px}.policy-meta{gap:8px 14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.policy-card{transition:none}.policy-card:hover{transform:none}}
@media print{nav.site-nav,.policy-tabs,.policy-sidebar,.skip-link,.policy-next,footer{display:none}.policy-hero{background:#fff;padding:12px 0}.policy-content{display:block;padding:20px 0}.policy-article section{break-inside:avoid}a{color:inherit;text-decoration:none}.wrap{max-width:none;padding:0}.policy-summary{background:#fff}.policy-meta{margin-top:12px}}